Income Tax E-Filing Portal: How to Check Your ITR Refund Status in 2025
If you have filed your income tax return and are waiting for your refund, checking your income tax e filing refund status is now easier than ever. The income tax e-filing portal at incometax.gov.in allows you to track your refund in real-time using your PAN number or acknowledgement number.
I have been helping taxpayers navigate this process for years and I know exactly how frustrating delays can be.
In this guide I will walk you through everything you need to know about checking your ITR refund status and what to do if your refund is delayed. Whether you are a salaried employee or a business owner understanding the refund process can save you time and stress during tax season.
The income tax e-filing portal has become my go-to platform for managing all tax-related activities. I use it every year to file returns and track refunds. The portal serves as a one-stop solution for Indian taxpayers.
You can file ITR forms, download Form 16, check TDS credits and most importantly track your refund status. For assessment year 2025-26 the department has made significant improvements. I have noticed faster processing times for simple returns especially for salaried individuals filing ITR-1 or ITR-4. Some of my clients received refunds within hours of filing which was unheard of a few years ago.
Checking your refund status by PAN number is the quickest method I recommend. You do not even need to log in to the portal. Simply visit tin.tin.nsdl.com/oltas/refund-status-pan.html or go to incometax.gov.in and click on Services then Know Your Refund Status.
Enter your PAN and select assessment year 2025-26. The system will show you the current status instantly. I check my refund status this way because it saves time. You will see statuses like Processed, Refund Issued, On Hold or Refund Credited. Each status tells you exactly where your refund stands in the processing queue.
For detailed information I always use the e filing refund status by acknowledgement number method. This requires logging into your account on the income tax e-filing portal. Once logged in navigate to e-File then Income Tax Returns and click View Filed Returns.
Select your assessment year to see comprehensive details. This method gives me more information than the PAN-based check. You can see processing dates, any pending actions and detailed status messages. I find this particularly useful when I need to understand why a refund is delayed or if the department needs additional information from me.
During my years of filing returns I have encountered various status messages. Processed means your return is verified and refund is approved but not yet sent to your bank. Refund Issued indicates the amount has been dispatched to SBI Refund Banker for credit to your account.
On Hold is concerning because it means your refund is flagged for verification due to mismatches between your ITR and Form 26AS or AIS data. Refund Credited is the status we all want to see because your money is finally in your bank account. Understanding these statuses helps me manage expectations and take timely action when needed.
I have observed that many refunds for AY 2025-26 are facing unusual delays. Some of my fellow taxpayers have been waiting 5-6 months since filing in July or September.
The main reasons include mismatches between claimed deductions and Form 16 data, unvalidated bank accounts and ineligible claims flagged by risk management systems. Portal glitches during peak filing season also contributed to processing backlogs.
The department has launched a nudge campaign encouraging voluntary revisions by December 31, 2025. I strongly advise responding to any alerts promptly because missing this deadline could trigger detailed scrutiny and further delays.
From my experience I can tell you that pre-validating your bank account is crucial. Log in to the portal and ensure your bank account details are verified before filing.
Always cross-check your ITR data with Form 26AS and Annual Information Statement. Any mismatch will hold up your refund. E-verify your return immediately after filing using Aadhaar OTP, net banking or sending a signed ITR-V to Bangalore.
I make it a point to respond to any worklist items or notices within 24 hours. Keep your contact details updated on the portal so you receive SMS and email alerts about your refund status.
If your refund shows On Hold status for weeks I recommend checking for pending actions in your account dashboard.
Look for any notices or requests for clarification in the worklist section. Sometimes the department needs additional documents or explanations. I once had a refund stuck for 3 months due to an unvalidated bank account which I fixed within minutes once I identified the issue.
You can raise a grievance ticket on the portal or call the helpline at 1800-103-0025. The key is to act quickly especially before the December 31 revision deadline to avoid complications.
Tags: income tax refund, ITR filing status, tax refund check online, PAN card refund status, e-filing portal India, income tax return tracking, refund processing delays
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